Back to School Abroad: Student Allowance for Moroccans (2026)

📋 What is the student allowance?

The study abroad allowance (dotation pour études à l'étranger) is a foreign currency allocation granted by the Moroccan Office des Changes to Moroccan students pursuing higher education abroad. It allows the transfer of dirhams into foreign currency to cover tuition fees and living expenses.

💶 Allowance Amount 2026

• Tuition Fees: Full coverage upon justification (invoice from the university).
• Living Expenses: Up to 10,000 MAD per month (regulatory cap, verify with the Office des Changes for updates).
• Annual Total: Can reach 150,000 to 200,000 MAD depending on tuition costs.

📄 Required Documents

1. Proof of enrollment at the foreign institution
2. Valid passport with a student visa
3. Legal guardian's ID card (CIN) if the student is a minor
4. Allowance request form (provided by the bank)
5. Tuition fee invoice
6. Proof of accommodation abroad

💡 Tips for Students

• Anticipate procedures: Start formalities 2 months before the term begins. Bank and Office des Changes procedures take time.
• Monitor the exchange rate: The MAD to foreign currency conversion happens at the daily rate. A difference of 0.10 on 100,000 MAD represents over €100 in variance.
• Wise or Revolut card: Open a digital bank account upon arriving abroad. Your parents can send money to it occasionally with lower fees.
• Keep your receipts: The Office des Changes may request proof of how the allowance was used.

🗓️ Typical Back-To-School Timeline

1. June-July: Obtain enrollment certificate + visa.
2. July: Submit the allowance file to your bank.
3. August: Check the daily exchange rate on Deviz.ma.
4. Late August: Execute the conversion and transfer.
5. September: Arrival in the destination country.

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